:root{
  --blue:#0f3f99; --blue-2:#1e40af; --ink:#111827; --muted:#64748b; --line:#e5e7eb; --bg:#f8fafc; --card:#fff;
  --serif:'Playfair Display',serif; --sans:'Inter',system-ui,-apple-system,Segoe UI,sans-serif;
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:var(--sans);color:var(--ink);background:#fff} a{color:inherit;text-decoration:none}
.container{width:min(1180px,calc(100% - 48px));margin-inline:auto}
.site-header{height:84px;display:flex;align-items:center;justify-content:space-between;padding:0 max(24px,calc((100vw - 1180px)/2));background:rgba(255,255,255,.97);backdrop-filter:blur(14px);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.brand{display:flex;flex-direction:column;gap:4px}.brand span{font-size:34px;font-weight:800;letter-spacing:-.02em;color:#0f2f6f}.brand small{font-size:12px;color:#475569}.main-nav{display:flex;gap:10px;align-items:center}.main-nav a{font-size:15px;font-weight:500;color:#334155;padding:11px 15px;border-radius:9px}.main-nav a:hover,.main-nav a.active{background:var(--blue);color:#fff}.menu-toggle{display:none;background:#fff;border:1px solid var(--line);border-radius:10px;padding:9px 12px;font-size:20px}
.hero{min-height:760px;position:relative;display:flex;align-items:center;overflow:hidden;background:#101827}.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,10,18,.92) 0%,rgba(4,10,18,.78) 46%,rgba(4,10,18,.55) 100%);z-index:1}.hero-visual{position:absolute;inset:0;opacity:.95}.grid{position:absolute;inset:-20%;background-image:linear-gradient(rgba(255,255,255,.06) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.06) 1px,transparent 1px);background-size:72px 72px;transform:rotate(-4deg) scale(1.12);opacity:.34}.hero svg{position:absolute;inset:0;width:100%;height:100%;filter:drop-shadow(0 10px 22px rgba(37,99,235,.25));opacity:.82}.hero path{fill:none;stroke-width:4;stroke-linecap:round}.hero path:nth-child(1){stroke:#60a5fa}.hero path:nth-child(2){stroke:#22c55e}.hero path:nth-child(3){stroke:#f59e0b;opacity:.75}.bars{position:absolute;right:7%;bottom:16%;height:260px;width:360px;display:flex;align-items:end;gap:18px;opacity:.34}.bars span{display:block;width:36px;height:var(--h);background:linear-gradient(180deg,#60a5fa,#1e40af);border-radius:8px 8px 0 0}.hero-content{position:relative;z-index:2;color:#fff;max-width:650px;margin-inline:auto auto;margin-left:max(24px,calc((100vw - 1180px)/2));padding-left:0}.hero h1{font-family:var(--serif);font-size:clamp(52px,7vw,92px);line-height:1.02;letter-spacing:-.045em;margin:0 0 24px}.hero-copy{font-size:22px;line-height:1.55;max-width:680px;color:rgba(255,255,255,.92);margin:0 0 28px}.hero-actions{display:flex;gap:16px;flex-wrap:wrap;margin-top:8px}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:10px;padding:15px 26px;font-weight:700;border:1px solid transparent;cursor:pointer;transition:.2s;font:inherit;white-space:nowrap}.btn-primary{background:var(--blue);color:#fff;box-shadow:0 18px 30px rgba(15,63,153,.22)}.btn-primary:hover{background:#0b347d;transform:translateY(-1px)}.btn-secondary{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.35);color:#fff}.btn-secondary:hover{background:rgba(255,255,255,.14)}.btn-light{background:#fff;border-color:var(--line);color:#334155;box-shadow:0 10px 30px rgba(15,23,42,.06)}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:12px;font-weight:800;color:#93c5fd;margin:0 0 18px}.eyebrow.dark{color:var(--blue)}.section{padding:92px 0}.section-head{max-width:760px;text-align:center;margin-inline:auto}.section h2,.page-hero h1,.article-title{font-family:var(--serif);font-size:clamp(36px,5vw,58px);line-height:1.08;letter-spacing:-.035em;margin:0 0 16px}.lead,.section-head p:not(.eyebrow),.page-hero p,.card p,.article-card p,.contact-box p,.article-content p,.article-content li{color:var(--muted);line-height:1.65}.split-head{display:flex;align-items:end;justify-content:space-between;gap:24px;margin-bottom:34px}.featured{background:#fff}.article-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.article-card{background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:0 18px 60px rgba(15,23,42,.06);overflow:hidden;transition:.2s}.article-card:hover{transform:translateY(-4px);border-color:#bfdbfe}.thumb{height:216px;background:#e2e8f0;position:relative;overflow:hidden}.thumb:before{content:"";position:absolute;inset:0;background:linear-gradient(135deg,rgba(15,63,153,.95),rgba(15,23,42,.92))}.chart-thumb:after,.bonds-thumb:after,.data-thumb:after{content:"";position:absolute;inset:28px;border-radius:14px;opacity:.9}.chart-thumb:after{background:linear-gradient(160deg,transparent 45%,rgba(96,165,250,.25) 46%),repeating-linear-gradient(90deg,transparent 0 34px,rgba(255,255,255,.15) 35px),linear-gradient(120deg,#22c55e 0 18%,transparent 18% 25%,#ef4444 25% 45%,transparent 45% 60%,#60a5fa 60% 100%)}.bonds-thumb:before{background:linear-gradient(135deg,#f8fafc,#cbd5e1)}.bonds-thumb:after{background:radial-gradient(circle at 45% 34%,#84cc16 0 9%,transparent 10%),radial-gradient(circle at 34% 68%,#b45309 0 8%,transparent 9%),radial-gradient(circle at 48% 74%,#92400e 0 7%,transparent 8%),radial-gradient(circle at 58% 68%,#78350f 0 9%,transparent 10%)}.data-thumb:after{background:repeating-linear-gradient(90deg,rgba(56,189,248,.8) 0 22px,transparent 22px 44px),linear-gradient(180deg,transparent 20%,rgba(34,197,94,.35) 21%,transparent 80%)}.article-body{padding:26px}.meta{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:16px;color:#64748b;font-size:14px}.meta span:first-child{background:#64748b;color:#fff;border-radius:7px;padding:6px 10px;font-size:12px;font-weight:800}.article-card h3{margin:0 0 12px;font-size:22px}.card-footer{border-top:1px solid var(--line);padding-top:18px;margin-top:18px;display:flex;align-items:center;justify-content:space-between}.card-footer a,.text-link{font-weight:800;color:var(--blue)}
.cards{display:grid;gap:24px}.three{grid-template-columns:repeat(3,1fr)}.card,.contact-box,.contact-form,.side-card,.tool-placeholder,.article-section{background:var(--card);border:1px solid var(--line);border-radius:22px;box-shadow:0 18px 60px rgba(15,23,42,.06)}.card{min-height:230px;padding:28px}.card.highlighted,.tool-placeholder{border-color:#bfdbfe;box-shadow:0 24px 70px rgba(30,64,175,.14)}.icon{width:48px;height:48px;border-radius:14px;display:inline-flex;align-items:center;justify-content:center;background:#eff6ff;color:var(--blue);font-weight:800;font-size:22px;margin-bottom:22px}.card h3{margin:0 0 12px;font-size:22px} .tools-preview,.contact-preview{background:var(--bg)}
.platform{
  background:#0f172a;
  color:#fff;
  border-top:0;
  border-bottom:0;
  position:relative;
  overflow:hidden;
  margin-top:40px;
}
.platform:before{
  content:"";
  position:absolute;
  inset:0 0 auto 0;
  height:4px;
  background:linear-gradient(90deg,#2563eb,#60a5fa);
}
.platform:after{
  content:"";
  position:absolute;
  width:520px;
  height:520px;
  right:-170px;
  top:-210px;
  background:radial-gradient(circle,rgba(96,165,250,.22),rgba(96,165,250,0) 68%);
}
.platform .container{position:relative;z-index:1}
.platform .section-head{margin-bottom:86px}
.platform .eyebrow{color:#93c5fd}
.platform .section-head h2{color:#fff}
.platform .section-head p{color:#cbd5e1}
.platform-divider{width:86px;height:4px;border-radius:999px;background:linear-gradient(90deg,#2563eb,#60a5fa);margin:0 auto 30px}
.platform .cards{gap:44px;margin-top:0}
.platform .card{background:#111827;border-color:rgba(255,255,255,.10);box-shadow:0 24px 80px rgba(0,0,0,.18)}
.platform .card h3{color:#fff}
.platform .card p{color:#cbd5e1}
.platform .card.highlighted{border-color:rgba(96,165,250,.45);box-shadow:0 30px 95px rgba(37,99,235,.18)}
.platform .icon{border-radius:50%;width:58px;height:58px;font-size:24px;margin-bottom:24px}
.platform .card:nth-child(1) .icon{background:rgba(37,99,235,.18);color:#93c5fd}
.platform .card:nth-child(2) .icon{background:rgba(34,197,94,.15);color:#86efac}
.platform .card:nth-child(3) .icon{background:rgba(245,158,11,.15);color:#fcd34d}
.tool-placeholder{padding:34px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}.tool-placeholder h3{font-size:28px;margin:0 0 10px}.contact-box{padding:36px;display:grid;grid-template-columns:1.1fr .9fr;gap:28px;align-items:center}.newsletter-card{display:flex;gap:10px}.newsletter-card input,.contact-form input,.contact-form textarea{width:100%;border:1px solid var(--line);border-radius:12px;padding:15px 16px;font:inherit;outline:none}.newsletter-card button{border:0;border-radius:12px;padding:15px 20px;font-weight:800;background:var(--blue);color:#fff;cursor:pointer;white-space:nowrap}.form-note{font-size:14px;color:#64748b;margin:10px 0 0}.page-hero{padding:90px 0 54px;background:linear-gradient(180deg,#eff6ff,#fff)}.page-hero p{font-size:20px;max-width:760px}.contact-layout{display:grid;grid-template-columns:1.1fr .75fr;gap:28px}.contact-form{padding:34px}.contact-form h2{font-family:var(--serif);font-size:36px;margin:0 0 20px}.contact-form label{display:block;font-weight:700;color:#334155;margin-bottom:18px}.contact-form input,.contact-form textarea{margin-top:8px}.contact-aside{display:grid;gap:18px}.side-card{padding:26px}.side-card h3{margin:0 0 10px}
.article-page{background:#fff}.article-header{padding:70px 0 34px}.article-kicker{display:inline-flex;background:#64748b;color:white;border-radius:7px;padding:6px 10px;font-size:12px;font-weight:800;margin-bottom:18px}.article-title{font-size:clamp(44px,7vw,78px);max-width:1000px}.article-meta{display:flex;gap:24px;flex-wrap:wrap;color:#64748b;border-bottom:1px solid var(--line);padding-bottom:28px}.article-hero-image{height:440px;border-radius:22px;margin:46px 0;background:#e2e8f0;position:relative;overflow:hidden}.article-hero-image:before{content:"";position:absolute;inset:0;background:linear-gradient(135deg,#f8fafc,#cbd5e1)}.article-hero-image:after{content:"";position:absolute;inset:55px;border-radius:20px;background:radial-gradient(circle at 48% 25%,#84cc16 0 7%,transparent 8%),radial-gradient(circle at 40% 74%,#b45309 0 7%,transparent 8%),radial-gradient(circle at 53% 78%,#92400e 0 6%,transparent 7%),radial-gradient(circle at 62% 72%,#78350f 0 8%,transparent 9%)}.article-layout{display:grid;grid-template-columns:minmax(0,720px) 300px;gap:54px;align-items:start}.article-content{font-size:18px}.article-content h2{font-family:var(--serif);font-size:38px;line-height:1.12;margin:42px 0 14px}.article-content h3{font-size:22px;margin:28px 0 10px}.article-section{padding:26px;margin:30px 0}.article-index{position:sticky;top:110px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;box-shadow:0 18px 60px rgba(15,23,42,.06)}.article-index h3{margin:0 0 14px}.article-index a{display:block;color:#334155;padding:9px 0;border-bottom:1px solid #f1f5f9}.related{background:var(--bg)}
.footer{background:#0f172a;color:#fff;padding:54px 0 24px}.footer-grid{display:grid;grid-template-columns:1.4fr .8fr .8fr;gap:40px}.footer strong{font-size:26px;color:#fff}.footer p{color:#cbd5e1;line-height:1.65}.footer nav{display:flex;flex-direction:column;gap:10px;color:#cbd5e1}.footer h4{margin:0 0 8px;color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:20px;color:#94a3b8;font-size:14px}
@media (max-width:900px){.menu-toggle{display:block}.main-nav{display:none;position:absolute;right:24px;top:72px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 20px 60px rgba(15,23,42,.18);padding:12px;flex-direction:column;align-items:stretch}.main-nav.open{display:flex}.main-nav a.active,.main-nav a:hover{background:#eff6ff;color:var(--blue)}.site-header{height:72px}.brand span{font-size:24px}.hero{min-height:700px}.hero-content{margin-left:16px;max-width:calc(100% - 32px)}.hero-copy{font-size:18px}.three,.article-cards,.contact-box,.contact-layout,.footer-grid,.tool-placeholder,.article-layout{grid-template-columns:1fr}.split-head{align-items:flex-start;flex-direction:column}.section{padding:64px 0}.container{width:min(100% - 32px,1180px)}.newsletter-card{flex-direction:column}.thumb{height:190px}.article-index{position:static}.article-hero-image{height:290px}}

/* =========================
   CALCULADORA DE BONOS
========================= */
.tools-hero{
  background:linear-gradient(180deg,#eff6ff 0%,#ffffff 100%);
}
.tool-section{padding-top:72px;background:#fff}
.tool-layout{display:grid;grid-template-columns:330px minmax(0,1fr);gap:38px;align-items:start}
.tool-intro{position:sticky;top:112px;background:#0f172a;color:#fff;border-radius:24px;padding:30px;box-shadow:0 22px 70px rgba(15,23,42,.18)}
.tool-intro h2{font-family:var(--serif);font-size:36px;line-height:1.1;margin:0 0 14px;color:#fff}.tool-intro p{color:#cbd5e1;line-height:1.7}.tool-note{margin-top:24px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:16px;padding:18px;color:#e2e8f0;line-height:1.6}
.bond-form{background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:0 20px 70px rgba(15,23,42,.08);padding:32px}
.form-grid{display:grid;gap:18px}.two-cols{grid-template-columns:repeat(2,1fr)}.three-cols{grid-template-columns:repeat(3,1fr)}
.bond-form label{font-weight:800;color:#334155;font-size:14px}.bond-form label small{font-weight:700;color:#64748b}.bond-form input,.bond-form select{width:100%;margin-top:8px;border:1px solid var(--line);border-radius:12px;padding:14px 14px;font:inherit;background:#fff;color:#111827;outline:none}.bond-form input:focus,.bond-form select:focus{border-color:#60a5fa;box-shadow:0 0 0 4px rgba(96,165,250,.18)}
.form-subsection{border-top:1px solid var(--line);margin-top:30px;padding-top:28px}.form-subsection h3{margin:0 0 8px;font-size:23px}.form-subsection p{margin:0 0 18px;color:#64748b;line-height:1.6}.subsection-head{display:flex;align-items:flex-start;justify-content:space-between;gap:18px;margin-bottom:12px}
.schedule-head,.schedule-row{display:grid;grid-template-columns:minmax(170px,1.35fr) minmax(120px,.9fr) minmax(140px,.95fr) minmax(120px,.85fr) 44px;gap:10px;align-items:center}.schedule-head{font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:#64748b;font-weight:800;margin:8px 0}.schedule-rows{display:grid;gap:10px}.schedule-row input{margin:0}.mini-btn{width:42px;height:42px;border:1px solid var(--line);border-radius:10px;background:#fff;color:#64748b;font-size:22px;cursor:pointer}.mini-btn:hover{background:#fee2e2;color:#991b1b;border-color:#fecaca}.form-actions{display:flex;gap:14px;align-items:center;flex-wrap:wrap;margin-top:30px}.error-text{color:#b91c1c;font-weight:800;margin:14px 0 0}.results-section{background:#f8fafc;border-top:1px solid var(--line)}.results-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.results-grid.compact{grid-template-columns:repeat(3,1fr)}.result-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;box-shadow:0 14px 42px rgba(15,23,42,.05)}.result-card span{display:block;color:#64748b;font-size:13px;font-weight:800;text-transform:uppercase;letter-spacing:.06em;margin-bottom:10px}.result-card strong{font-size:25px;color:#111827}.result-main{background:#0f172a;border-color:#0f172a}.result-main span{color:#93c5fd}.result-main strong{color:#fff}.results-block{margin-top:34px;background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:0 16px 50px rgba(15,23,42,.05);padding:28px}.results-block h3{font-size:24px;margin:0 0 18px}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:16px}table{width:100%;border-collapse:collapse;min-width:820px;background:#fff}th,td{padding:14px 16px;text-align:left;border-bottom:1px solid #eef2f7;font-size:14px}th{background:#f8fafc;color:#334155;font-weight:800}tr:last-child td{border-bottom:0}.actual-row td{background:#eff6ff;font-weight:800;color:#0f3f99}.muted-text{color:#64748b;line-height:1.6;margin:0}
@media (max-width:1000px){.tool-layout{grid-template-columns:1fr}.tool-intro{position:static}.results-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:700px){.two-cols,.three-cols,.results-grid,.results-grid.compact{grid-template-columns:1fr}.schedule-head{display:none}.schedule-row{grid-template-columns:1fr}.mini-btn{width:100%}.bond-form{padding:22px}.subsection-head{flex-direction:column}.tool-intro h2{font-size:30px}}


/* Herramientas: catálogo */
.tools-catalog-section{background:#fff}
.tools-catalog-grid{display:grid;grid-template-columns:1.35fr .75fr;gap:28px;align-items:stretch}
.tool-card{background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:0 20px 70px rgba(15,23,42,.07);padding:34px;display:flex;gap:24px;align-items:flex-start}
.feature-tool-card{border-color:#bfdbfe;box-shadow:0 28px 90px rgba(30,64,175,.12)}
.upcoming-tool-card{background:#f8fafc}
.tool-card-icon{width:58px;height:58px;border-radius:16px;display:flex;align-items:center;justify-content:center;background:#eff6ff;color:var(--blue);font-weight:900;font-size:26px;flex:0 0 auto}
.tool-card-icon.muted{background:#e5e7eb;color:#64748b}
.tool-card-content h3{font-size:30px;margin:0 0 12px}
.tool-card-content p{color:var(--muted);line-height:1.7}
.tool-card-actions{display:flex;align-items:center;gap:18px;flex-wrap:wrap;margin-top:24px}
.inline-dark-link{color:#93c5fd;font-weight:800;text-decoration:none}
.inline-dark-link:hover{text-decoration:underline}
.tool-related-box{border-color:#bfdbfe;box-shadow:0 24px 70px rgba(30,64,175,.12)}
@media (max-width:900px){.tools-catalog-grid{grid-template-columns:1fr}.tool-card{flex-direction:column}}


/* Ajustes Desvío Estándar - base limpia */
.bond-photo-thumb{
  background-image: url('../img/guia-bonos-renta-fija-desvio-estandar.webp');
  background-size: cover;
  background-position: center;
}
.bond-photo-thumb:before,
.bond-photo-thumb:after{display:none!important;}
.article-hero-figure img{
  width:100%;
  display:block;
  border-radius:28px;
  border:1px solid rgba(21,78,184,.14);
  box-shadow:0 26px 80px rgba(20,54,110,.12);
  object-fit:cover;
}
.article-hero-figure figcaption{
  margin-top:10px;
  color:#64748b;
  font-size:.92rem;
}
.article-hero-figure{margin:34px 0 0;}
.cards.two{grid-template-columns:repeat(2,1fr);}
@media (max-width:900px){.cards.two{grid-template-columns:1fr;}}
.empty-state{
  background:#fff;
  border:1px solid var(--line);
  border-radius:22px;
  padding:34px;
  box-shadow:0 18px 60px rgba(15,23,42,.06);
  color:var(--muted);
  line-height:1.65;
}

.single-tool-grid{grid-template-columns:1fr;max-width:880px;margin-inline:auto;}
.single-tool-grid .feature-tool-card{width:100%;}


/* Ajuste: tarjetas de artículo clickeables */
.article-card-link{display:block;color:inherit;text-decoration:none;cursor:pointer;}
.article-card-link .text-link{font-weight:800;color:var(--blue);}
.article-card-link:focus-visible{outline:3px solid rgba(96,165,250,.65);outline-offset:4px;}
@media (max-width:900px){.platform .cards.three{grid-template-columns:1fr;}.article-card-link{width:100%;}}